Financial Smarts Blog

Greetings! Welcome to our “Financial Smarts” Blog.

Sound financial health doesn’t just happen: it requires planning… and discipline… and let’s not forget… KNOWLEDGE! One might say “Financial Smarts.”

We’re hoping that the information in these posts will provide you what you need to improve your financial knowledge, and better manage your money… so that you can make the money you have worked so hard for, work for YOU!

If you find the information helpful, would you please “spread the love” by sharing it with others, using the sharing buttons (available with each post).

One more thing: be sure to check back every few days, as we’ll be posting additional information and tips on a regular basis.


Jim Eastman

Categories: Blog, sticky   |  Posted on

13 Responses to “Financial Smarts Blog
Read them below or add one

  1. Lisa says:

    I look forward to reading through this financial information. Most people, including myself can use some help to better budget our finances and improve our long term security. I find that it is helpful when a person has a fixed budget . With a fixed budget you can control your spending and monitor where you’re the money is going . a good software program can help you budget your money . I like these Microsoft Money .

  2. Steven says:

    My father has always told me that in order to get ahead in life, you must establish good credit in order to be able to use other people’s money to invest in property or a business or what have you. The problem for many people is that anyone can easily, before they realize it, wind up in debt, either because of student loans or because of a medical emergency. The later is what happened to me recently.

  3. Irma says:

    I am wondering if this is a program that is intended to help individuals perform credit consolidation tasks or is it more of a complete program? A complete program to me would need to include a software that enables you to manage your budget along with perhaps a 401K plan or other types of safe, long term savings / investments. I currently use Microsoft Money, and if I could integrate my budget reports, that would be great.

  4. Carroll says:

    I will admit, I am not very different from most persons in that I could use some help with financial planning. Most people lack the discipline to avoid over spending and living beyond their means. I would say that is the primary reason most persons wake up one day only to find that they have not saved enough money or worse, find themselves drowning in debt. It is too easy to get into debt these days.

  5. Gilbert says:

    An overlooked parts of an overall financial plan is the benefits package you receive from your employer. Two weeks ago I was having a conversation about health insurance and the decisions that you should be thinking about within your overall benefits package. Life insurance is an election that you will have to make every year within your employer’s benefits plan. I have found that often people don’t ask themselves the tough questions when it comes to this election.

  6. Patricia says:

    A bank is one of the safest places to stash your cash. In the wake of the financial crisis of 2008, the federal government increased the level of insurance on bank accounts — it’s now $250,000 per depositor. The other thing to keep in mind is that banks pay lower rates on interest-bearing accounts than brokerages and mutual fund companies that offer check-writing privileges. Bank fees can be high — account costs can easily add up to $200 a year unless you keep a minimum balance

  7. Martha says:

    It is my feeling that Improving your business acumen could mean improving areas of your small business like sales or brand visibility. You should educate yourself. Besides this site and its training, you can read business books or magazines. Learn about the latest business advancements and concepts available. You can use the concepts you come across and apply them to your business to improve its operations. In this age of information the more informed you are the better.

  8. Dorothy says:

    One of the best and simplest pieces of advice I have ever heard was to save most of your money. By getting your paycheck automatically deposited into your checking account, you’ll be less tempted to spend it than if you had a check in hand. And why not take it a step further and divert a portion of your income to savings and retirement accounts? This is the easiest way to get started with investing.

  9. Carol says:

    There are a lot of different things that are involved in building up your wealth. One article is not going to explain everything that you can do in order to build wealth and obtain financial freedom. What is needed is a simple multistep list to help you build a foundation for wealth building that will help you obtain financial freedom and build wealth for the rest of your lifetime. I hope this software is key to wealth building.

  10. Ima says:

    I have learned to follow the 10% Rule. It goes like this: Always aim to save 10% of your income every week and preferably more if possible. At the very least put away 5% and make it up when you can – The solution is make saving a habit. This takes discipline if you are not in the habit of saving money. Most younger people tend to spend all of their income, but older persons should know better.

  11. Glenda says:

    Despite more than three years and a powerful new bull market, the financial meltdown of 2008 still has many Americans worried about their retirement future. A third of adults of all ages say that running out of money is their top retirement concern, according to a survey that Franklin Templeton Retirement Income Strategies and Expectations released recently. I am just as concerned about my financial future as much as anybody who is not a millionaire.

  12. Sandra says:

    Money never goes out of style, but the paper version seems to have lost some appeal: We are now more than ever, able to buy stuff with debit cards, credit cards, and even mobile phones, two in five adults have gone cashless for an entire week, according to a recent survey by Rasmussen Reports. While plastic is convenient, it’s also a threat to thrift: A 2011 study found that people paying with cash think more about a purchase’s costs; those using credit dwell more on the benefits.

  13. Carlos says:

    Unfortunately, personal finance has not yet become a required subject in high school or college, so you might be fairly clueless about how to manage your money when you’re out in the real world for the first time. If you think that understanding personal finance is way above your head, though, you’re wrong. All it takes to get started on the right path is the willingness to do a little reading – like this blog’s program.

Leave a Comment

Your Name (required)

Your Email (required)


Your Message